There are some categories people cut back on so the budget will balance, knowing full well that they’ll have to spend the money even if it’s not in the budget ! They create a budget they know won’t work because they don’t believe any budget …. month (always a month behind), but for June I’ve decided to take some good advice from others here and put a float on my PC credit card so I can still collect points AND not have to catch up next month for this months’ groceries

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How I Make a Budget! « gailvazoxlade.com