The point of a budget is to slowly save money , not alter finances overnight. To ensure you’re setting realistic goals, know the full extent of your finances

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I have NO debt to speak of, not even credit card. Over two years I have amassed $40000 in my bank account, an amount that gets steadily larger every month, because I have become compulsive about saving , nay, *hoarding* money to the point ….. I went through that same emotional yo-yo of spend/ save

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That means a 1st-4th win for this blog would help donate anywhere from $900-$4500 worth of groceries to needy families ! Help me make that happen! Vote now ! This article was written by Peter Anderson. … BPA (1), Brain injury solicitor (1 ), brake repair (2), brake service (2), brokers (13), budget (56), Budgeting (17), budgets (11), Builder Sentiment (1), Business (84), Business Credit News (1), Business Growth (1), business success (1), Buying Life Insurance (1) …

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We did a major overhaul on our shopping a year ago, not only to save money but to in essence “go green” and do what we could to green not only our shopping habits, but our eating habits as well. …

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But he has been more interested in buying stuff for his cars/bikes and other stuff then trying to put aside money for us. I dont mind him having hobbies but when your trying to save money you dont go out and 30K car loan 5K credit card that you max ….. Maybe he will eventually grow up, but you don’t know how long that will be and what financial problems he will create in the meantime that you will have to fix.

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Most people can create a budget by using a piece of paper and a pencil.

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So I doubt you want to know every detail about my financial issues but I need help. I’m completely lost.

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Yet my little girl is now more than five months old, and lo and behold, I’ve still got the same old credit -card bill greeting me each month.

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My only regret is that I would have started saving right out of college. It can sound so boring to be responsible with your money but with how easy it is to create huge amounts of debt when your young its becoming imperative.

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or “ Credit card charges were really high this month, but that was the car repair and the tuition bill, and I moved money out of short-term savings to cover it”). We also have the “what-if-you’re-hit-by-a-beer-truck-tomorrow” document ….

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