I have NO debt to speak of, not even credit card. Over two years I have amassed $40000 in my bank account, an amount that gets steadily larger every month, because I have become compulsive about saving , nay, *hoarding* money to the point ….. I went through that same emotional yo-yo of spend/ save

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During a previous post, Finding Money to Pay Off Debt, I talked about creating a budget and squeezing out money to pay down debt without suffering for it. This post is about finding ways to make some extra money to pay off debt.

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Out of her research, examinations, trials and tribulations grew a prosperity of information about saving money on groceries . After two years, this married mother of three drew together all the things she ascertained, ….. This means you can prioritize this surplus to matters of your budget such as retirement savings or paying more on credit cards to do away with that debt more rapidly.

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What I would like to spend less on is groceries . Having a 17 year-old stepson doesn’t help, since the food seems to vanish

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The first chapter is all about cooking on a budget and addresses topics such as your spending habits, “The indispensable list” (this would be the inventory of your pantry/cabinets/freezer that I mentioned in previous posts), …. Anyway, the point is not to seek perfection and be a coupon maniac (like the people we hear about getting hundreds of dollars of groceries for $20 or thereabout), the point is to save YOUR family money while cooking mostly healthy foods for them. …

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What we make in take home pay covers well over our usual bills.

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Many of our money saving strategies and habits started when we were young and had no other choice (besides racking up credit cards). We continue those strategies today, not so much because of the money we’re saving , …

Continue reading " A Life Without Debt: It's Not a Poor Life - SavingAdvice.com Blog "

In the past I rarely got into credit card messes with Christmas shopping, but I never had the money in hand early in the Christmas season. This year is really no different since I only started on Gail’s budget in August and had a lot of tweaking to do ….. Wow! Everyone has learned from Gail to save through the year for Christmas

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Tips for frugal living and saving money . ..

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My hope is that if I’m able to stock up on a 3- to 6-month supply of items we use a lot and save money by buying in bulk, over time, this will allow us to further maximize our grocery budget . That’s the theory I have, at least. …..

Continue reading " Super Savings Saturday: We were $35 under-budget in September … "